To facilitate a seamless payment testing experience, we offer test cards and wallet details for developers to test the "Initiate Payment" operations involving card or wallet payments. The test cards can be used to simulate different payment scenarios to enable comprehensive testing.

The test cards below are not real cards or wallets and can only be used for testing payments without actual funds. The details can not be used in the Production environment.

Card Details

Type	Currency	Card Number	Expiry	CVV	PIN	OTP	Use Case
Mastercard	USD	5123450000000008	03/50	111			Success/Failure
Verve	NGN	5060990580000217499	03/50	111	1111	123456	Success
Visa	USD	4456 5300 0000 1096	03/50	111	1111	123456	Success
Visa	NGN	4622 9431 2701 3705	03/50	838	1111	123456	Success
Visa	NGN	4084 0840 8408 4081	08/26	408	1111		Success (Recurring)
Verve	NGN	5060990580000000390	03/50	111	1111	123456	Failure - Insufficient Funds
Verve	NGN	5612330000000000412	03/50	111	1111	123456	Failure - No card Record
Verve	NGN	5061830100001895	03/50	111	1111	123456	Failure - Timeout calling issuing bank

Opay Wallet

Phone Number	PIN	OTP	Use case
1259257649	123456	315632	Successful payment
1259257649	123456	315633	Failed payment

This details can help to simulate different payment responses, and with this, the developers and businesses can ensure that their integration with Hydrogen is robust and reliable before going live.